Built By The Sixty Seven Society

Protecting the Legacy of Permanent Housing

Led by John Civardi, CFP®—Bringing the "Millionaire Standard" of financial wellness to permanent housing.

Our Efficiency Standard: Results Over Bureaucracy

We believe that high-level financial coaching shouldn’t be a burden on your schedule. We value outcomes, not hours. Our model is designed to provide "private equity" grade expertise without the typical red tape.

Our Services

Discovery Session

We take the time to understand your full financial picture, working with you to map out your goals and identify immediate risks to your housing stability.

Strategy Session

Once your plan is in place, we respect your time. Ongoing meetings are capped at 15 minutes. We focus strictly on the numbers, the immediate "next steps," and working with you to protect your assets from SSI/HUD limits.

Emergency Session

On-call counseling to immediately shield you from predatory scams or unexpected financial shocks.

Meet Our Team

John Civardi, CFP®

Co-Architect, Economic Infrastructure

As the founder of The Sixty Seven Society and architect of the Legacy 68 program, John blends frontline shelter leadership with elite wealth management expertise. By applying "million-dollar" financial architecture to the senior and disability housing sectors, he ensures that the highest level of fiduciary care is accessible to those who are the backbone of our community.

Ohireime O. Ojeomogha, Ph.D., AFC®

Co-Architect, Financial Empowerment Strategy

A financial capability scholar and Accredited Financial Counselor®, Dr. Ojeomogha specializes in transforming complex financial systems into actionable resilience strategies. He designed the Financial Resiliency Framework for The Sixty Seven Society, bridging the gap between academic theory and practical community empowerment.

We Are Nothing Without Our Members

To keep our members at the center of our mission, we've launched an Advisory Board with direct access to leadership. We are thrilled to welcome our first members, Nakia Scott and George Durant!

Our Commitment to You

Cities are successful at placing residents into housing, the lack of professional financial coaching leads to a revolving door.

The Return Rate: Nationwide, 25% of individuals who move from shelter to housing without ongoing support return to homelessness within two years.
The Service Gap: In programs lacking specialized financial coaching, recidivism rates can spike to 40-50% following a single financial shock.
The One-Crisis Threshold: 43% of households earning under $60,000 have $0 in emergency savings. For seniors and those with disabilities on fixed incomes (SSI/SSDI), this number nears 100%.

The Fiscal Reality

Housing instability is not just a human crisis; it is a taxpayer burden.

The Cost of Failure: A single chronically homeless individual can cost the city $35,500+ annually in emergency room visits, police response, and court proceedings.
The Power of Stability: It can cost the city roughly $9,354 to keep a person housed with supports—a taxpayer savings of $26,146 per year, per resident.
The Incarceration Spike: One month of incarceration in the city can cost over $2,950—nearly triple the cost of a subsidized one-bedroom apartment.